Mr. Anand Agrawal
Mr. Anand Agrawal received his dual degree (B.Tech. and M.Tech.) in Computer Science and Engineering from IIT Delhi in 2017, along with a minor from the Department of Management Studies, building an early foundation in data, technology and product thinking that would go on to define his career.
He is the Co-founder and Chief Product & Technology Officer of Credgenics, India's leading AI-driven debt recovery and resolution platform. Built with a mission to simplify credit recovery and enhance financial inclusion, the platform serves over 200 leading banks, NBFCs and digital lenders worldwide. Credgenics has touched over USD 250 billion in retail loan value for collections, manages more than 100 million loan accounts and impacts over 50 million unique borrowers.
As CPTO, Mr. Agrawal leads Credgenics' product and technology vision, building the SaaS debt-resolution platform from the ground up and steering the modernisation of its core technology infrastructure. He has shown remarkable entrepreneurship, founding a USD 350 million startup early in his career and building a strong team of over 10,000 people across India. His contributions have earned him recognition on the Forbes 30 Under 30 and the Avendus Wealth–Hurun India U30 List 2025.
In honouring Mr. Anand Agrawal, IIT Delhi recognises his contributions to Entrepreneurship. Through his achievements, Mr. Agrawal has brought glory to the name of the Institute.
